No W2's or Tax Returns
Traditional lenders ask for piles of documentation and make you jump through hoops. DSCR loans change the game, basing your approval on the property’s income—not yours.
Same Day Approvals
No more missing out on profitable deals due to slow, paperwork-heavy processes. With our DSCR loans, enjoy predictable, quick approvals that empower you to scale confidently.
21 Day Closes
Scale your portfolio faster with our streamlined loan process. No more waiting months to close. We guarantee a decision in days, so you can close before your competitors even put in an offer.
Credit Score of 660+
We love partnering with responsible investors who know the value of keeping their credit strong.
Up to 80% LTV for Purchases
Maximize your investment potential while keeping equity in play.
Up to 75% LTV for Refinances
Tap into your property’s cash flow while keeping your assets secure.
DSCR Purchase and Cash Out Options
Short / Long Term Rentals & Fix and Flips
We Offer Rates From 100+ Lenders
Same Day Income & Credit Approval
No Tax Returns Required!
I had a great experience with Northpointe. The team was very professional, efficient, and clear throughout the entire process. Higly recommend!
The process was simple even though I added a few curveballs in the middle. Everything else went smoothly and will be reaching out in the future as well.
My experience with Northpointe was excellent! The entire team was efficient, professional, and a pleasure to work with.
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